Written by: petera

Moving is a complicated process and many people opt to leave the process to the professionals. This is where moving companies come in. They have the expertise, equipment and the staff to assist individuals and businesses move from one space to another. This is a risky job and sometimes dangerous. This is where moving insurance comes in. Below find out why moving insurance is important:

#1 It Covers Damaged Property

People trust you with their property when you are a mover. In case an employee breaks something, general liability can cover for the damages claim. This applies for instances like scratches on the floor, furniture falling from the stairs, and other untoward incidents. Accidents are inevitable and this is why liability insurance is essential.

#2 A Client May Claim You Did Not Meet the Terms of Your Contract

Professional liability cover involves advice as well as professional services which your firm offers to customers. Any claims of you not honoring the contract or causing the customer losses can result in a lawsuit. A liability cover assists in handling damages and legal charges as you stay in business.

#3 Moving Comes with High Risks of Injury

One wrong move can injure the mover and force them to take some time off from work. As the owner of the moving firm, it is necessary to have workers’ compensation coverage to cover the medical bills and their days off due to the injuries sustained or illness while working. It is a legal requirement and a safety measure for your employees. Besides, it protects your firm if an employee sues by claiming that



Written by: DWI Layer Dallas

DWI is an acronym that stands for Driving While Intoxicated. A DWI charge is imposed for individuals caught operating a vehicle while intoxicated with alcohol. The definition of intoxication can vary slightly from state to state as each state has a legal limit for blood alcohol content. DWI refers to cases where the driver of the vehicle has an elevated blood alcohol content that is well above his or her state’s legal limit.

Legal Implications

The legal implications for DWI can also vary from state to state. Both situations can warrant monetary fines, community service, jail time, or a combination thereof. Many states will give lesser punishments to a first time offender, but he or she will still have some form of legal punishment based on assessments of the situation.

In nearly all cases of DWI, a person charged with such a crime will immediately be booked into a holding cell to allow the alcohol to completely leave their system before they are released. They will then likely be scheduled with a future court date, at which time a judge will be presented with the facts of the case and will decide on an appropriate punishment.

Situations that have the most serious legal implications for the driver are those in which         another individual is hurt or killed. Also, in situations where a great deal of public or personal property is damaged by the impaired driver can result in more serious legal implications.

As we can see, crimes of this nature are potentially deadly to the driver as well as others. They can also lead to lifelong legal consequences for the guilty party. It is imperative for drivers to avoid situations where they may be tempted to drive after drinking. The negative consequences of this behavior are far greater than any temporary pleasure gained from it.

Many times, a person will drive to a party or an outing with friends. While at that party, drinks will be served and as the evening wears on, everyone will end the day with good cheer. When it is time to go home, they will get in the car and start to head out, not realizing that they are, in any way, unable to make rational judgments because of the alcohol in their system. They are often astounded when stopped by a police officer and charged with Driving While Intoxicated.

There are frightening statistics when it comes to the number of people driving under the influence of alcohol. It is estimated that, as the result of a drunken driver, someone is killed every 45 minutes in the United States. The person being killed could be the driver themselves, the driver of another car or an innocent bystander.

During the past several years, several organizations have worked to inform people about the dangers of drunken driving. Among these are Mothers Against Drunk Driving AL-anon and Alcoholic Anonymous. These and other groups have made great strides in educating the public about the dangers of intoxicated driving and have made some significant progress on the problem.

Many efforts by officials have been made to try to control this unnecessary carnage to the innocent public. One of these is to suspend the driver’s license of anyone convicted of this offense. This has not been very effective as it has been found that these people simply keep driving without one.

When a person who does not have their driver’s license is in an accident aside from being convicted for drunk driving aside is a complete tragedy for all parties concerned. Not having a license on hand means that the driver is not eligible for car insurance either. Therefore, if anyone is badly injured and must spend time in the hospital there is no insurance to cover all these costs.

Fortunately, if the accident involves another car usually that driver has his own insurance which will cover for his own expenses but not the intoxicated person.

Education about drinking and its consequences should begin at a very young age. Parents have the opportunity to advise their children on the dangers of drunk driving. To strike awareness, they can be consistent in reading newspaper stories about accidents caused by drunk drivers. This way, by the time they are in their teen years they will not be tempted to drink and drive.

It is estimated that every 45 minutes someone in the United States is killed by a drunk driver. This is a frightening figure when realized that this applies to the entire country. Sometimes, it is the driver himself or herself that is killed or maimed for life, in other times,  it is a bystander or the driver of another car.